Medical bills are one of the most common types of debt carried by Connecticut consumers, and for many, it can be overwhelming. One medical emergency, broken bone or extended illness, and families could find themselves facing a debt burden they can never hope to manage on their own. In some situations, medical debt is a good reason to move forward with a Chapter 7 bankruptcy filing.
Many Americans find themselves facing medical bills they did not expect. In one case, a women got a large bill after an emergency surgery, even though the hospital accepted her insurance. It turned out that the doctor who performed the surgery did not. As a result of not paying the bill, there is now a lien against her home, and she is being docked a quarter of her paycheck until the debt is paid.
Her story is quite common. Many people are shocked to learn how much they owe for getting even relatively simple medical treatment. These sometimes lead to liens on homes, and thanks to accumulating interest, thousands of people owe debts that they cannot manage to pay off. Some people believe this crisis is a result of the actions of insurance companies, hospitals and medical professionals for not being upfront about coverage and doing other things to increase their own profits.
Thankfully, there are options available for Connecticut consumers who need to deal with unmanageable medical debt. Chapter 7 bankruptcy is a way by which a person can discharge this type of debt and reclaim a better financial future. A person dealing with this type of debt may want to consider this option and learn more about eligibility requirements.