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Stratford Student Loan Debt Lawyer
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Student loan debt is difficult, although not impossible, to forgive in bankruptcy. To have your student loan debt discharged, you must file Chapter 7 bankruptcy and meet several requirements. It is unlikely that your student loan debt will be forgiven. However, by filing bankruptcy and having other debts discharged or payment plans in place, it may become easier for you to pay your student loans. If you’re struggling with overwhelming student loan obligations, a Stratford Student Loan Debt Lawyer can help you explore your legal options and assess whether bankruptcy is a viable path.
At Ambrogio, Pletter & Associates, LLC, in Stratford, Connecticut, we can talk to you about your rights and options in obtaining debt relief. Our Stratford student loan debt attorneys can guide you toward the appropriate type of bankruptcy and work closely with you throughout the process.
We have helped people in Stratford, Bridgeport and the surrounding areas since 1982 and can help you, too. Contact us online today or call us at 203-378-6675 to arrange a free initial consultation.
You Must File Chapter 7 Bankruptcy To Have Student Loan Debt Discharged
In addition to filing Chapter 7 bankruptcy, you must prove that paying your student loan debt will cause an undue hardship on you and your dependents. An undue hardship may be found when the individual is unemployed, has a long-term medical condition or is trapped in a cycle of poverty.
Chapter 13 Bankruptcy Can Benefit You In Many Ways
In Chapter 13 bankruptcy in Stratford, CT, you enter a court-approved debt repayment plan that takes place over a three- to five-year time frame. The debt restructuring allows you to pay unsecured debt such as credit cards, mortgage arrears and tax debt. It reduces the amount of unsecured debt that you owe, which can result in more financial resources for you to pay your student loans. We may even be able to negotiate lower student loan payments on your behalf.
While you may not be able to discharge your educational debt, bankruptcy does offer you a way to stay on top of your student loans.
Contact Our Bankruptcy Attorneys To Learn More About Student Loan Debt Repayment
We can help you find the light at the end of the tunnel, help you take control of your finances and get a fresh start. To arrange your free consultation, call us at 203-378-6675 or contact us online.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
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Testimonials
knowledable, patient, and truly looks out for the best interests of his clients
I was very hesitant about contacting Atty Pletter as I come from a family of attorneys and was very embarressed about my situation. I was overwhelmed and really did not know where to start. Atty…
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Tim and his team handled my case with ease and reassurance every step of the way
Tim and his team handled my case with ease and reassurance every step of the way. I’m grateful of the work accomplished and would highly recommend A.P.A!
Miguel
They are eager to help with grace and patience
I got referred to Tim through debt helper and made the best decision working with Tim and Julia at the office. They were so helpful during such a hardship and decision I had to make…
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Patrick
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I had a great experience working with Tim and his office. The team was professional, responsive, and supportive throughout the entire process and they made a stressful situation much easier to navigate. I would recommend…
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Experienced, knowledgeable, skillful, expert, organized, ethical
Experienced, knowledgeable, skillful, expert, organized, ethical.
Virginia
What stood out the most was his empathy and kindness
I had an exceptional experience working with Tim Pletter on my bankruptcy case. He is incredibly knowledgeable, detailed, and thorough in every step of the process. From the beginning, he took the time to explain…
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Michel Family
Very knowledgeable and gets thing done quickly and efficiently
I highly recommend Ambrogio & Pletter for bankruptcy representation. He is very knowledgeable and gets thing done quickly and efficiently. His paralegals, Julia and Donna were extremely knowledgeable and helpful throughout, and even after the…
Nancy
Highly recommend to anyone who needs a trustworthy, skilled, and compassionate attorney
I had an exceptional experience working with Tim Pletter on my bankruptcy case. He is incredibly knowledgeable, detailed, and thorough in every step of the process. From the beginning, he took the time to explain…
Milica
Easy to work with, very helpful during a very stressful time.
I couldn't have asked for better representation than what I received from Attorney Tim Pletter. He was able to guide me in the right direction and do everything I needed to do to get my…
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The process was short and, in fact, easier than I expected.
The process was short and, in fact, easier than I expected. The decision to file for bankruptcy is difficult, but sometimes it's the only option. I came to the office with many fears and doubts,…
Kisory
Would recommend his services 200%
Great Experience with Tim Pletter and his whole team. He easily guided me through what I needed to do, and his office staff tirelessly organized all my paperwork. Would recommend his services 200%.
David
Above and Beyond – Honest, Fair, and Truly Supportive During a Difficult Time
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I worked with Tim through a very tough bankruptcy and he was always available and provided excellent service. He was very understanding and incredibly compassionate during tough times. He was able to get me discharged…
Derek
Relief at Last – Knowledgeable, Compassionate, and Highly Recommended!
I highly recommend Attorney Timothy Pletter! Finances can be stressful, overwhelming and even depressing! He made this whole process extremely easy and made me feel comfortable. He is very knowledgeable, informative and prompt. I am…
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Compassionate, Attentive, and Expert Guidance Through Bankruptcy
Tim did a great job with our bankruptcy proceedings. He was kind and considerate from our first meeting, and throughout the process. Most importantly, we always felt confident in his care and expertise; while our…
Paul
Honest, Transparent, and Supportive Every Step of the Way
Tim and his team were extremely responsive and help guide me through my whole bankruptcy journey. Tim was always very honest and transparent and always told me what to expect at each juncture. I highly…
Christopher
Kind, Understanding, and Truly Reassuring During a Difficult Time
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M.S.
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Jaclyn
Exceptional Support and Compassionate Guidance Through Bankruptcy
Tim Pletter was absolutely incredible to work with throughout my bankruptcy process. From the very beginning, he was understanding, patient, and extremely knowledgeable. I came into this nervous and unsure, but Tim made everything clear…
Hector
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Tim and his team care for their clients
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Patrick
amazing job they did with my case
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Tim and his team handled an important legal matter for me
Tim and his team handled an important legal matter for me. They walked me through the various documents and took the time to explain each one. More importantly, they returned my phone calls and emails…
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My experience with Tim was fantastic
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Courtney
Hello Atty Pletter, I just wanted to
I just wanted to say I received the discharge paperwork and I wanted to thank you for all of your help and making this unfortunate situation a little bit easier for me to handle. I…
Hamden, CT
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Angela
Tim, Thank you for everything!!
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Stamford
im very thankful for all the help!
I highly recommend Ambrogio Pletter for your legal needs. Timothy Pletter is an outstanding attorney, and his staff, Julia and Donna were so helpful and pleasant. Mr. Pletter helped me through a most stressful time…
Stephanie
Take Action Today & Begin Moving Forward
Attorney Tim Pletter works directly with his clients, and most of your contact will be directly with him. Please contact our Stratford, Connecticut, office today to arrange your free consultation
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