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March 2018 Archives

Claire's works toward debt management after bankruptcy filing

When a business is forced to close its doors, defining how to handle the debt it holds is one of the main challenges. While bankruptcy filings provide some debt management standards, agreements with creditors are still important to reach. Claire's Stores, which have several locations in Connecticut, have recently filed for bankruptcy and reached an agreement with creditors to restructure debt of around $1.9 billion.

When should someone consider personal bankruptcy?

For people dealing with mountains of debt, bankruptcy can seem like a reasonable option. However, it is important that Connecticut individuals considering personal bankruptcy understand the legal, financial and personal implications of taking this step. There are many misconceptions about bankruptcy, so education is critical for anyone considering this step.

How do retailers liquidate assets under Chapter 7 bankruptcy?

As retailers such as Toys R Us close their doors around the United States, many people have questions about how the closing sales will function. Much of how these sales will play out in Connecticut and throughout the country is determined by bankruptcy liquidation, also known as Chapter 7 bankruptcy. This may be the fate of Toys R Us as the retailer filed for Chapter 11 bankruptcy protection in September in hopes of restructuring their operations and cutting debt.

Understanding debt management for student loans

As millions of people in the United States struggle with student debt, many questions may arise. One of the common ones for those seeking debt management is the consequences of not paying their student loans. Low interest rates on this kind of debt can make repayment easy to put off for some people, though the amount and terms on a student loan can influence the impact of unpaid loans on Connecticut residents.

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