Monroe Chapter 7 Bankruptcy Lawyer

Monroe Chapter 7 Bankruptcy Attorney

Owing significant debt is a severe strain on your personal and financial life, and filing for bankruptcy is the ideal solution for many individuals. Because the process tends to be complicated, it is exceptionally useful to find a Monroe Chapter 7 bankruptcy lawyer who can bring creative solutions for your debt and make the filing process easier.

An Experienced Firm for Chapter 7 Bankruptcy Cases

At the Law Office of Ambrogio, Pletter & Associates, LLC, we understand how difficult and overwhelming it is to deal with debt, and we know the way Chapter 7 bankruptcy laws can help. Attorney Tim Pletter has provided bankruptcy support for clients for 30 years. He can assess your unique financial circumstances and evaluate if Chapter 7 is the ideal solution.

There are options for your stressful debt problems, and you should speak with a Chapter 7 bankruptcy lawyer like Attorney Tim Pletter to help you recover and file your case with the U.S. Bankruptcy Court in New Haven or Bridgeport.

What Is Chapter 7 Bankruptcy in Monroe?

Chapter 7 bankruptcy allows for the discharge of many types of unsecured debts. It is an option for individuals with business debt, or it can help individuals with other types of debt who pass the means test. A trustee appointed by the court takes over the liquidation and sale of your assets to cover your debts. Certain assets are exempt. Once complete, your debts are permanently removed, you do not have to make a payment plan, and creditors cannot contact you.

On average, individuals in Connecticut owed nearly $67,000 in personal debt in 2024, with the primary sources being mortgage, credit card, student loans, and auto debt. A Chapter 7 bankruptcy filing discharges debt like:

• Credit card debts
• Healthcare bills
• Loans for debt consolidation
• Small Business Administration business debt and loans
• Creditor judgments
• Personal loans

During the twelve-month period ending on June 30, 2025, 83.4 percent of all bankruptcy cases filed in Connecticut were Chapter 7 bankruptcy cases. In Fairfield County specifically, 21 Chapter 7 business cases were filed during that same timeframe. If you find yourself in a situation where you need reliable assistance with a Chapter 7 filing in Monroe, reach out to an experienced attorney.

Why Should I Hire a Chapter 7 Bankruptcy Attorney?

Filing for Chapter 7 bankruptcy gives you a new financial start and frees up your finances to address any other liabilities you may have. While not all debt can be discharged, the debt that can be discharged is permanently removed and offers you relief from creditors. Chapter 7 is also a much faster form of bankruptcy compared to others, generally taking only a few months.

Who Can Qualify for Chapter 7 Bankruptcy in Monroe, CT?

When filing as an individual, you must do one of the following to qualify for Chapter 7 bankruptcy:

1. Show that the majority of your debt is non-consumer, such as debts related to your business.
2. Successfully meet the means test, which shows either that your income is under the state median or that you meet the other financial qualifications.

Attorney Tim Pletter can assess your monthly income and analyze the means test to determine if you qualify for Chapter 7 bankruptcy.

Speak With a Chapter 7 Bankruptcy Lawyer at the Law Office of Ambrogio, Pletter & Associates, LLC

Chapter 7 bankruptcy could be the solution for your stressful financial debt. Attorney Tim Pletter, Monroe Chapter 7 bankruptcy attorney, can give you the legal guidance and support you deserve, and he can help you determine if it is right for you. Contact our firm today.