Stamford Chapter 7 Bankruptcy Attorney

Stamford Chapter 7 Bankruptcy Lawyer

Taking steps to rid yourself of debt is a responsible and morally sound decision. It means you care about your circumstances and want to take action to improve them. It’s important to get financial and legal advice when you start this process. If you have significant debt, talking to Attorney Tim Pletter, a Stamford Chapter 7 bankruptcy attorney, is the right first step.

Speak to a Chapter 7 Bankruptcy Attorney in Stamford

If you’re overwhelmed with debt, The Law Office of Ambrogio, Pletter & Associates, LLC, has the skills and knowledge to help you get out of debt. Our Stamford Chapter 7 bankruptcy lawyer, Attorney Tim Pletter, has years of experience in Chapter 7 bankruptcy cases. He will assist you in analyzing the means test to confirm your eligibility for Chapter 7. If you don’t qualify, we can advise and assist you with other debt elimination options.

What to Expect

To learn the basic process of filing for Chapter 7, speak to a Chapter 7 bankruptcy attorney, Tim Pletter, who can lay out the steps. At The Law Office of Ambrogio, Pletter & Associates, LLC, you can expect the following:

• A qualified evaluation of your assets and income to see if you are within the CT state limits
• An explanation of what debts are forgiven and what debts you still owe
• Meticulous preparation and filing of required paperwork
• Legal representation for your creditors

Throughout every step, Attorney Tim Pletter can provide suggestions and legal advice and help you protect your assets. He will also ensure you don’t make mistakes or trivial errors. This is important because even the smallest detail that is misrepresented, or a step mishandled, can jeopardize your entire case or delay it at least.

The Timeline of Bankruptcy

Bankruptcies in Stamford, CT, are handled by the Fairfield County division of the US Bankruptcy Court. This is the Bridgeport Court division, located in the Brien McMahon Federal Building at 915 Lafayette Boulevard in Bridgeport. This court reports Chapter 7 cases taking from 90 to 120 days.

Some Chapter 7 bankruptcy cases may take longer, and some may take less time. It all depends on the circumstances, the completeness of the documentation, and the court’s schedule.

Do note that refiling for Chapter 7 bankruptcy is subject to time limits. You may have to wait to file again if you have filed recently. You can only receive a Chapter 7 discharge of debt once every 8 years. Don’t wait to file. The sooner you file for bankruptcy, the sooner you can rebuild your credit.

What Chapter 7 Bankruptcy Laws Allow

You may have heard the term ‘liquidation bankruptcy’ when discussing Chapter 7. Your assets cannot be liquidated if they are exempt. There were 2,747 Chapter 7 bankruptcy cases filed in Connecticut in 2024.

An Automatic Stay

While Chapter 7 bankruptcy cases are pending and during the bankruptcy process, individuals are protected by an automatic stay from collections on their debt accounts. This means creditors cannot try to collect debts by mail, phone, or any other means, by law. Many people who are buried in debt experience a great deal of relief just knowing that the harassment from creditors will cease.

Why Choose Us?

When you choose Attorney Tim Pletter of The Law Office of Ambrogio, Pletter & Associates, LLC, to be your Chapter 7 bankruptcy lawyer, you are choosing to be assisted by a top Stamford law firm. We are dedicated to helping our clients, who are the very people we call neighbors and community members, to resolve their substantial debt once and for all. Don’t let debt weigh you down. Let us help lift the burden off you by discussing your options for debt relief.

FAQs About Stamford, CT Chapter 7 Bankruptcy Laws

How Much Income to Qualify for Chapter 7 Bankruptcy in Stamford?

To qualify for Chapter 7 bankruptcy in Stamford, you must meet the state-specific criteria. It is easier to file if you do not exceed the median annual income for your state. If your income is above the median, you may still qualify under the means test. The median income limit is set by the US DOJ and adjusted based on current economic trends. Taking the mandatory means test verifies eligibility after expenses and other factors are considered. Talk to a Chapter 7 bankruptcy lawyer for legal advice in your state.

​What Not to Do Before Filing Chapter 7?

Before filing for Chapter 7, you should not max out your credit cards by purchasing goods and services or taking out cash advances. Likewise, you shouldn’t transfer, sell, or give away assets. It is also recommended that you don’t falsify any information on your bankruptcy documents. What you should do before you file is call Tim Pletter, a Chapter 7 bankruptcy lawyer.

How Much Does It Cost to File Chapter 7 in CT?

The standard filing fee for filing bankruptcy in CT is set by the US Bankruptcy Court. Bankruptcy participants are also required to take bankruptcy courses, including creditor counseling and debtor education, which is also a cost to the filer. Prices for these courses vary by location. This is, of course, on top of lawyer fees, which vary. For an accurate estimate for your case, discuss your situation with Chapter 7 bankruptcy Attorney Tim Pletter in CT.

How To File Chapter 7 With No Money in CT?

To file Chapter 7 with no money in CT, you may be able to get a fee waiver for court fees or make a payment plan with the court. There may be low-cost counseling courses available that satisfy the requirement for this mandatory class. It’s not practical, though, to file and make a mistake, so it is still recommended that you schedule a consultation with an attorney before you decide to file Chapter 7.

Speak to a Chapter 7 Bankruptcy Attorney

The Law Office of Ambrogio, Pletter & Associates, LLC, is a reputable and established law firm providing exceptional legal services to Stamford and the surrounding areas. Attorney Tim Pletter is well-respected locally and has a vested interest in the communities we represent. If you have debt and want to learn about your options for resolving your debt, contact our office for a consultation.