With New Year's Day and the end of 2019 less than a month away, some people are already thinking ahead to their 2020 resolutions. Weight loss and other forms of personal improvement are some of the most well-known resolutions, but they are far from the only popular...
Stratford Bankruptcy Blog
The role of debt consolidation in bankruptcy
On Behalf of Ambrogio, Pletter & Associates, LLC | Dec 3, 2019 | Bankruptcy
Paying off all debts in the smallest amount of time might be the ideal situation, but it is not realistic for the vast majority of people. Instead, a person is more likely to make the minimum payments or even miss payments if he or she has too much debt. People who...
How financial confidence can lead to bankruptcy
On Behalf of Ambrogio, Pletter & Associates, LLC | Nov 24, 2019 | Bankruptcy
Things are not looking too bad for Americans right now. The economy is performing relatively well, unemployment rates are low and there fewer delinquent credit cards than in 2009. Despite this, many Connecticut consumers might not realize just how close they are to...
Owe tens of thousands in extra debt? Bankruptcy is an option
On Behalf of Ambrogio, Pletter & Associates, LLC | Nov 18, 2019 | Bankruptcy
Borrowing money may not always be ideal, but it is unavoidable for most people. Mortgages, auto loans and student loans can quickly pile on top of one another, putting consumers in a position where bankruptcy might be the best option. However, people in Connecticut...
Negative equity can cause a financial crisis; bankrupcy can help
On Behalf of Ambrogio, Pletter & Associates, LLC | Nov 11, 2019 | Bankruptcy
Buying a vehicle is a significant investment, but most people do not have any other options. Having a car is necessary for things like driving to work, going to the grocery store and even picking kids up from school. Cars do not last forever, though, and some...
Paying off student debt might be easier with bankruptcy
On Behalf of Ambrogio, Pletter & Associates, LLC | Nov 5, 2019 | Bankruptcy
Getting an education is very important for young adults in Connecticut, but unfortunately that education usually comes with a very large price tag. However, while many college grads leave school with a significant chunk of debt, some have much more than others. Since...
Does holiday spending contribute to bankruptcy?
On Behalf of Ambrogio, Pletter & Associates, LLC | Oct 30, 2019 | Bankruptcy
With the holiday season already gearing up, Connecticut consumers might be writing their gift lists and keeping an eye out for good sales. There is often a lot of pressure associated with the holidays, so many people feel the need to start getting ready early on....
The benefits of filing for Chapter 13 bankruptcy
On Behalf of Ambrogio, Pletter & Associates, LLC | Oct 23, 2019 | Bankruptcy
There is no such thing as an income limit for having too much debt. Even if you earn at or above the average wage in Connecticut, you might still be struggling to make all of your monthly payments while also meeting your basic needs. If due dates are flying by and you...
Can bankruptcy treat our debt-related health problems?
On Behalf of Ambrogio, Pletter & Associates, LLC | Oct 15, 2019 | Bankruptcy
Being in debt is stressful. Whether a person has only a small amount of debt or is drowning in bills and collection notices, it is simply a hard situation. In addition to being hard, it could also be making people sick. According to one wellness expert, stressing over...
Deciding whether bankruptcy is right for you
On Behalf of Ambrogio, Pletter & Associates, LLC | Oct 9, 2019 | Bankruptcy
Facing financial struggles is not necessarily uncommon. Each year, many people in Connecticut will probably feel frustrated over an unexpected bill or a paycheck that was less than expected. These situations might only be brief, but for some people, the financial...
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